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Ideal Home Loans, LLC

Referrals, Service, and Quality are the secrets to our success. Ideal Home Loans specializes in the following mortgage loans:

-Conventional & Jumbo Loans
-Refinance
-FHA Loans
-Purchase
-VA Loans
-First-Time Buyers
-Fixed & Adjustable Rates
-Home Remodels
-10 to 40 Year Terms
-2nd/Vacation Homes
-Full Qualifying & Streamline Refi’s
-Debt Consolidation

As a member of Tom Martino’s Mortgage Expert Team, we think you’ll agree with thousands of prior customers that Ideal Home Loans really is the best mortgage lender in the state of Colorado.
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Reviews

    Ideal home loans
By Eugene Swoboda jr

The first loan officer I started with I only had for two days. The second I dealt with was OK but was hard to get on the phone. I would leave voice mails but would not get a timely response. His assistant was the same. When I went to the closing of the loan I dealt with a third person I did not know, but he was very nice and professional. I never received a follow up , a thank you or nothing from the loan officer I dealt with. I would expect more from a company Tom speaks so highly of all the time. Now they are annoying me sending me letter to get life insurance on the loan, I have received about 10 letters from them. I have been following Tom for a good twenty years now and I don't think he would purchase life insurance for a loan. Thank you Gene

    Mr
By Gary Reinhardt

This was the second time that I have used Ideal Home Loans so I thought things would go well. I was wrong. I was refinancing my home to pay off some credit cards and was needing to get it done as soon as possible. It took just under 2 months to get it done. I did everything that I needed to as soon as I could, but when it came to Ideal, they wouldn't return phone calls or answer emails. I would give them so time and the call back. The way I got any action was if I could actually talk to my loan rep when I called. I know around the holidays can be a problem, even once the appraisal came back, I was asked if I would be around Christmas week so we could get this loan closed. It didn't get closed until January 20th and funded on January 25th because of the weekend. This whole process started on November 28th. Because of all of the delays, it cost me well over $1000. I will never do business with Ideal Home Loans again.

    Great!
By Pam

Had a great experience with this "unusual" refi. Was kept updated, and no surprises!..thanks, Rick! I would recommend, and will probably be back!

    Excellent Service!
By Theresa

Joel went way above and beyond his call of duty to help me get my home refinanced. Bank of the West denied my subordination and also denied the appeal. It was Joel's persistence and encouragement that made me pursue writing e-mails, calling the bank, calling my current mortgage holder, talking with every customer service rep, and finally speaking directly to the Senior Vice President of Finance to get my subordination approved. I was so discouraged after the appeal was denied, but he followed up on a regular basis never letting me give up. Now I am in a 30 year fixed loan and can breathe about staying in my home. Joel is passionate about his work and about helping his customers. I will be referring Ideal Home Loans to anyone needing your services, but mostly I will be referring them to Joel. Respectfully, Theresa

    Job Well Done!
By George

I do want to thank you for the job well done. Right now I am refinancing my other house and the quality of service and follow up they are doing are no match to the excellent service you have provided. Thanks for getting in touch. Regards, George

   
By Janet

Kiress, I can't say enough good things about your team. I was extremely impressed with the service I received. Job well done! I would definitely recommend you, Joel, Diane, and Ideal Home Loans to anyone I know looking for a mortgage loan. Thanks again, all of your work was greatly appreciated.

   
By Chip

Hi Joel, I know I still have to get through the closing tomorrow, but wanted to let you know how much I appreciated your help throughout this process. I know that at times with my schedule and missed calls and emails you probably wanted to pull your hair out dealing with me. You were always very understanding, professional and courteous. You put my mind at ease throughout the whole time we worked together. I feel that I got to know you as a person (even though you are a Cubs fan). Hopefully your daughter doesn't get to attached to Boulder, remember I am a CSU Rammie! Ideal Home Loans has a great ambassador to their company with you. I will continue to prospect for you here in Northern Colorado, and give people interested in new loans your number.

    Very Impressed
By Janet

I can't say enough good things about your team. I was extremely impressed with the service I received. Job well done! I would definitely recommend you, Joel, Diane, and Ideal Home Loans to anyone I know looking for a mortgage loan. Thanks again, all of your work was greatly appreciated. Thank You, Janet

    Excellent Service
By Elizabeth

I refinanced my mortgage with Ideal Home Loans. Just like previous comments, I too am very impressed with the service and professionalism of the company and their employees. I really appreciate all the effort by Matthew Kim. I will definitely recommend this company to my friends (I already have) and if I get the chance I will use their services in the future.

    Great service!
By Mike G

I refinanced my house with Ideal Home Loans and was impressed with service and professionalism (personal thanks to Phill). My questions and concerns were addressed immediately, I received a great rate, and it took very little time to close on my new loan. I definitely recommend Ideal Home Loans!

    Trustworthy
By kelly diorio

Ryan at Ideal Home Loans knows what 'customer service' means! Due to past real estate experiences, my Dad and I were both SKEPTICAL at first about Ideal following through. There are so many scams out there! But they refinanced my Dad's home at a spectacular rate. Dropped his mtg payment over $300/mo. No out of pocket expense except appraisal. They even closed the loan on the day/time we wanted and came to my Dad's home! All the numbers were consistent from the Good Faith Estimate to Settlement! They make the loan process so easy. We aren't exactly easy-to-please customers and we expected it to be a nightmare! It was a giant blessing for my Dad. Thank you RYAN!

   
By Theresa

Hello Brent, Joel went way above and beyond his call of duty to help me get my home refinanced. Bank of the West denied my subordination and also denied the appeal. It was Joel's persistence and encouragement that made me pursue writing e-mails, calling the bank, calling my current mortgage holder, talking with every customer service rep, and finally speaking directly to the Senior Vice President of Finance to get my subordination approved. I was so discouraged after the appeal was denied, but he followed up on a regular basis never letting me give up. Now I am in a 30 year fixed loan and can breathe about staying in my home. Joel is passionate about his work and about helping his customers. I will be referring Ideal Home Loans to anyone needing your services, but mostly I will be referring them to Joel.

    

CONTACT INFO

Address:    7900 E. Union Avenue Suite 700
City:    Denver
State:    CO
Zip:    80237
Phone:    (303) 867-7000

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